How Super Money Works

Getting a personal loan has never been easier. Follow these simple steps to get the funds you need.

1

Apply Online

Complete our secure 2-minute application

2

Get Approved

Receive instant decision in minutes

3

Get Funded

Funds deposited as fast as next business day

Your Loan Journey

1

Step 1: Complete Your Application

Fill out our secure online application with your personal and financial information. The process takes just a few minutes and requires:

  • Basic personal information
  • Employment details
  • Income verification
  • Bank account information
2

Step 2: Receive Instant Decision

Our advanced technology reviews your application and provides an instant decision. If approved, you'll see your personalized loan terms including:

  • Interest rate
  • Monthly payment amount
  • Loan term options
  • Total cost of the loan
3

Step 3: Review and Accept

Carefully review your loan terms and conditions. If you agree, electronically sign your loan agreement. We'll need to verify your identity through a quick secure process.

4

Step 4: Funding and Repayment

Once your loan is funded (typically within one business day), the money will be deposited directly into your bank account. Set up automatic payments to ensure timely repayment and avoid late fees.

Timeline Overview

1

Application

5 minutes

2

Approval

Instant

3

Funding

1 business day

4

Repayment

Monthly

Frequently Asked Questions

What documents do I need to apply?

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You'll need a government-issued ID, proof of income (recent pay stubs or tax returns), and bank account information. Some applicants may need to provide additional documentation.

How does checking my rate affect my credit?

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When you check your rate, we perform a soft credit inquiry which does not impact your credit score. If you accept a loan offer, we'll need to perform a hard credit inquiry which may have a small impact on your score.

Can I pay off my loan early?

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Yes, you can pay off your loan at any time without penalty. We encourage borrowers to pay off their loans early to save on interest costs.

How long does the application process take?

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The entire application process typically takes 5-10 minutes to complete. You'll receive an instant decision, and if approved, your funds can be deposited as quickly as the next business day.

Ready to Get Started?

Join thousands of satisfied customers who chose Super Money for their personal loan needs.